Ethereum's successful Shapella upgrade last week has ushered in the first crypto native risk-free rate to the world - the Ethereum staking yield. If you want to get to know more about how we arrived here you can read my previous research piece here .

Real world asset tokenization has been a hot topic in both crypto and traditional finance circles lately. From the SEB and Credit Agricole’s recent green bond tokenization effort to the issuance of US dollar backed stablecoin by BTG Pactual , Latam’s biggest investment bank, more and more traditional financial institutions are bringing assets onchain for easier distribution, tracking and trading. Of course these financial institutions can rely on their existing clients to so

6 years ago someone told me about a curious idea: putting invoice factoring on blockchain. At that time, I understood neither what a blockchain was nor what invoice factoring was. Luckily for me, at the time, both the blockchain technology and the legal framework were not established enough for the idea to be implemented. Yet little did I know this idea would be my crypto red pill moment and my light bulb conviction moment years later. Loan Stats Fast forward to Dec 2022, Map